ExcusemeForLiving

22May

By Rosie HarmanNo Comments

10 Common Credit Card Mistakes to Avoid

Remember when you got your first credit card? It was an exciting experience, wasn’t it? The mall seemed more attractive than ever and everything seemed to be within your reach. But then one year or maybe two years down the road, having a credit card was no longer so much fun.Credit cards are great to pay for expenses and build a credit score. Unfortunately, we don’t use them correctly and end up hurting our credit score. And the worse that could happen is having a credit debt.If it’s your first credit card or you are looking for advice to stay out of trouble, avoid these credit card mistakes: 1: Carrying Balance Most Americans carry their credit card balance with the hopes that it will improve their credit score. No! This is not how it works. Carrying balance month to month i...

18Apr

By John HelmsNo Comments

Finance

When’s the Best Time to Buy a House?

This question can be comfortable as well as challenging to answer, as many factors count. You need to consider many things, from the primary concern of weather to the property prices. Everything comes into notice. It takes a long time and many years for one to reach a situation in life when one can buy a home. Things should be perfect. Isn’t it?One cannot just tell right away that which part of the year is the best time to buy a house. After all, it is a big step, and huge money investment is there. Indeed, there is no chance to leave any loophole and let the flaws or regretful decisions spoil your hard work. The best thing is to have a look at the various decisive factors and then reach a final decision.When the cold months are there to be the most promising time Certain months...

Hyderabad’s Affordable Housing and Infrastructure Witness a Boost in the State’s Budget

8Apr

By John HelmsNo Comments

Real Estate

Hyderabad’s Affordable Housing and Infrastructure Witness a Boost in the State’s Budget

The Hyderabad Budget for 2020-21 held much significance by the current state of affairs in the country’s economy. The budget was presented by Telangana’s finance Minister T Harish Rao where he laid special emphasis on several sectors. He allocated 10,000 crores for Musi cleaning and other big projects. He also focused on affordable housing and announced that around 1 lakh people would get 2BHK/3BHK affordable houses in the upcoming year.Minister assured to improve the existing infrastructure and begin the work of metro rail phase II. Top builders in Hyderabad have shown appreciation towards the state’s budget. Experts at Modi Builders review how many real estate firms are now focused on affordability, and with the introduction of this new budget, it has given the affordable housing...

How Does IVA Cater To The Client Of Various Types

10Mar

By John HelmsNo Comments

Business, Finance

How Does IVA Cater To The Client Of Various Types

At times people borrow money to meet their financial necessities. But when the debt keeps increasing with each day, they start feeling pressurised to return the money to the creditors. To not face such a situation, they take help of legal arrangement like IVA. IVA or Individual Voluntary Arrangement simplifies the process of returning a significant amount of money. They have credible experts known as Insolvency Practitioner who guides a person through the way of settling up for this form of arrangement. This kind of agreement does not stress an individual to pay money that they cannot afford. It is an easy procedure and very much budget friendly.Rules To Go By After A Person Has Chosen IVAThe insolvency practitioner explains and takes care of all the necessary dealings after he...

What Things To Consider For Choosing The Right Financial Advisor

10Mar

By John HelmsNo Comments

Business, Finance

What Things To Consider For Choosing The Right Financial Advisor

Establishing a good relationship with your financial advisor is definitely essential, and prior to that, you have to consider certain factors depending on which you would be able to contact the right one. Research online and know about the determining factors in getting the right one. Simply do not choose the one that comes in the top of the list, instead, go through the reviews of the financial advisor and get to know about the past records of his clients and check whether he handled his past cases with utmost efficient or not. You can expect some key traits in the financial advisor that you choose and it would also ensure that you get the best advice.What Questions Should You Ask A Financial Advisor?Know About Qualifications – A lot of changes take place in the financial wo...