Insuring For Caregivers – is this really needed?
The subject of insurance for caregivers, or in legal terms, personal responsibility of caregivers, is a hot topic on many government watch groups. Why is this? The fact is that personal responsibility is one of the cornerstones that stand up strong in our civil society. It is what separates those who are prospering from those who are struggling.
Why do we need insurance for caregivers? Because caregivers work with very high risk individuals, and the risk inherent in the job is very high as well. Whether working for an agency or self-employed, even independent, home-care service providers can be legally sued if they hurt another person while being in their care. If a caregiver injured a client who was under the care of that caregiver, that individual may have recourse to hold the caregiv...